Texas may have a sizable number of drivers who are uninsured, but the state also has a lot of underinsured drivers. These are drivers who have at least the legal minimum for insurance but don’t have policies that would pay for all of the damage they could cause in an accident. You can add underinsured-motorist coverage to your existing car insurance policy, but even that coverage has a limit. The solution is to get umbrella insurance from a company like Christian Insurance Agency, serving Magnolia, TX.<\/p>\n
When an underinsured driver’s insurance doesn’t cover the entire cost of and accident they caused, then your underinsured-motorist coverage would kick in. But if the costs of repair and medical bills exceeded even that coverage, how would you pay? With repair prices and medical charges rising quickly, a straightforward accident and injury could surpass the limits of those policies faster than you realize. This is where umbrella insurance kicks in, with up to another $1 million in coverage for many policies.<\/p>\n
Umbrella insurance acts like a catch-all for these costs that soar above the limits of your regular insurance. It gives you and your finances protection from major costs that your other insurance won’t pay for, such as medical liability. Umbrella insurance isn’t a one-size-fits-all policy, though, so you’ll want to work with a knowledgeable insurance agent to find the right coverage.<\/p>\n
Best of all, umbrella insurance isn’t usually expensive. Many policies cost only a few hundred dollars per year, although that obviously varies depending on how much coverage you buy.<\/p>\n
Contact Christian Insurance Agency, serving Magnolia, TX, to discuss umbrella coverage. Give yourself the gift of peace of mind.<\/p>\n","protected":false},"excerpt":{"rendered":"
Texas may have a sizable number of drivers who are uninsured, but the state also has a lot of underinsured drivers. These are drivers who have at least the legal minimum for insurance but don’t have policies that would pay for all of the damage they could cause in an accident. You can add underinsured-motorist […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[3,7,16,17,20],"class_list":["post-91","post","type-post","status-publish","format-standard","hentry","category-uncategorized","tag-christian-insurance-agency","tag-insurance","tag-magnolia","tag-tx","tag-umbrella"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/posts\/91","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/comments?post=91"}],"version-history":[{"count":1,"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions"}],"predecessor-version":[{"id":92,"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/posts\/91\/revisions\/92"}],"wp:attachment":[{"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/media?parent=91"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/categories?post=91"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.christianagency.net\/blog\/wp-json\/wp\/v2\/tags?post=91"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}