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Christian Insurance Agency

710 Melton St
Magnolia, TX 77354

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Your Guide to Classic Car Insurance

Classic cars are an amazing hobby and an investment. They need to be adequately protected with the right insurance policies. Here at Christian Insurance Agency, serving Magnolia, TX, and the surrounding areas, we can help classic car owners better understand their insurance needs. 

Do I Need a Special Policy?

Yes. A regular auto policy will not provide appropriate protection if you own a classic car. This is because a classic car isn’t valued in the same way a regular vehicle would be. A lot of time and money has gone into the vehicle’s restoration, and that value must be accounted for in the insurance policy. In addition, classic cars also have special value in the collector’s market, which is different from the value they hold in the regular vehicle market. If you want to protect the car’s full value adequately, you’ll want a specialized classic car policy.

How Will My Vehicle Be Valued?

Since each classic car is unique, each policy must be unique as well. Your vehicle will need to be evaluated and valued individually. An insurance rep with skills and training in this field will evaluate your car and determine a value for it, considering all of the details.

Is Classic Car Insurance Required By Law?

You are only required to carry minimum regular coverage to drive the vehicle on the road legally. However, this minimum amount of insurance isn’t the best choice for a classic car. If you choose minimum coverage, you risk losing a lot of money if the vehicle is damaged.

If you’d like to learn more about classic car insurance, please contact us at Christian Insurance Agency, serving Magnolia, TX, and the surrounding areas.