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When the weather cools down and lake traffic fades, it’s tempting to cover the boat and forget about it until spring. A little paperwork now can save you a lot of stress later. At Christian Insurance Agency in Magnolia, TX, we help boat owners get ready for storage season, and documentation is always step one.
Photograph Everything Inside and Out
Take clear photos of the hull, deck, engine, upholstery, and trailer before the boat goes into storage. Capture any existing scratches or wear so there’s no debate later about what changed over the winter. Record a short video walkthrough too, and make sure the date is visible. If something is damaged or stolen while in storage, these images serve as strong evidence of the boat’s condition beforehand.
Write Down Serial Numbers and Equipment
Keep a list of your hull identification number, engine serial numbers, and trailer VIN. Add any electronics, fishing gear, or safety equipment onboard, along with approximate values. Store this list somewhere safe, such as a cloud folder, and keep receipts for major purchases. Having this information ready can make a future claim move much faster.
Review Your Policy and Storage Details
Note where the boat will be stored and how it’s secured. Some boat and watercraft policies have specific requirements for winter storage, and the details matter. Save a copy of your current declarations page and confirm your coverage dates before storage begins.
Be Ready Before Spring
Documenting your boat takes just an afternoon and pays off for years to come. If you have questions about your boat and watercraft coverage, Christian Insurance Agency in Magnolia, TX, is happy to help. Call us to learn more.
