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When you own a condo, it’s extremely important to have a condo insurance policy for it. Your lender will most likely require your condo to be covered by insurance, and your condo board will as well. Even without these requirements, it’s smart to have your condo covered. Each condo insurance policy includes a number of different types of coverage. When you need condo insurance, give us a call today at Christian Insurance Agency in Magnolia, TX.
Protection For Your Condo
When you have this insurance, it covers the condo itself. The policy will be written to protect the exact parts of the condo that you own. The outer walls and common areas are insured by the condo board, so you don’t have to insure those areas. Your condo ownership may exist to the inside of the outer walls, or it may include the area inside those outer walls. If it includes the inside of those walls, you are responsible for insuring the plumbing and wiring there as well. When a damaging event happens to your condo, the policy will pay for the repairs that are needed.
Item Protection
The items inside your home are also covered by your condo policy. This insurance covers all of your belongings against a wide range of events that can happen and destroy them. This coverage can pay for you to replace your items so that you don’t have to start all over again.
Liability Protection
Condo insurance also protects you against liability. When a third party comes into your condo and gets injured there in an accident, the policy can pay for the expenses that result. This includes medical bills, other expenses, and their lost wages.
Get Coverage For Your Condo
When you have a condo, you need to protect it. Contact us at Christian Insurance Agency in Magnolia, TX.